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1. 
   Rebecca
   February 9th, 2010 on 12:11 am

   It might be hard refi-ing a jumbo loan these days.
   Getting additional cash out might be impossible and a very bad idea to begin with.
2. 
   Steveo
   February 9th, 2010 on 2:41 am

   Depending on how long you have had the loan. Most loan companies won’t allow a refinance for at least a year or two. As an all interest loan, do you have some equity to use?
   If you can overcome those problems, then it’s better to do it in a refi, or maybe a second. In both cases you would be able to claim the interest as tax deductible.
3. 
   ralph
   February 9th, 2010 on 3:03 am

   Depends on the value of your house and the interest rate you are paying currently.
   Rolling your debt into the mortgage is not a bad plan, IF, you are not going to run the debt up again.
4. 
   Tiffany
   February 9th, 2010 on 7:11 am

   Refinance, if you scenario fits
   personal loan= no bueno, looks bad on credit like BK

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